Don’t Wait for the Government to Fix It: Why Real Strategy Matters More Than Roundtables

This week, the federal government hosted its Economic Reform Roundtable in Canberra, a three-day summit aimed at boosting productivity, addressing structural inefficiencies, and setting Australia up for long-term economic success.

But for many, including Investor Property’s own Mal Cayley, the event raised more concerns than confidence.

“It feels very much that the outcomes are already decided. The government brings in people to legitimise what they already had planned,” says Mal.

“It’s like a computer, what you get out depends entirely on what you put in.”

Plenty of Talk. Not Enough Strategy.

The Roundtable brought together experts from business, unions, and academia to discuss tax reform, red tape, AI regulation, housing approvals, and more. But despite some encouraging themes, including the need for environmental planning reform and streamlined trade, the summit delivered no concrete actions. We’re not surprised, are you?

“Never mistake a government’s good intent for real action or useful outcomes. When the intent is posturing for popularity it guarantees terrible outcomes. ” says Mal.

And while there’s been noise around possible changes to negative gearing and capital gains tax, there’s been little clarity on what, if anything, will actually happen.

That’s a problem.

Because most of what’s being debated is shaped by conventional wisdom. But when over 80% of Australians retire dependent on the Government, it exposes a bigger problem: most of what’s commonly accepted about retirement planning is fundamentally flawed.

If You’re Relying on the System to Get You There, You Won’t Get There

Here’s the hard truth:

• More than four out of five Australians will retire without enough money.
• Fewer than 10% will retire truly independently wealthy.
• And most people (and policymakers) are making decisions based on assumptions that simply aren’t true.

That’s why the team at Investor Property focuses on real data, not noise. We track economic signals, government policy, and long-term trends, and apply them to individualised strategies for our clients.

Because while Canberra continues its roundtables, real people need real solutions, now.

The Opportunity Is in the Strategy

We’re not here to speculate about what the government might do next quarter.

We’re here to help you:

• Make smart decisions now, grounded in evidence and current policy.
• Build in resilience to changing conditions, from interest rates to tax reform.
• Position your portfolio for long-term growth, regardless of short-term politics.

The housing crisis, economic uncertainty, and retirement funding shortfall aren’t going away, but with a clear plan, you can turn these challenges into opportunities.

If you’re ready to move beyond the headlines and put a smart property strategy in place, reach out to our team. We’ll help you cut through the confusion and build wealth with confidence.