Why Taking Control of Your Wealth Has Never Mattered More: Investing in 2025 and Beyond

In a world of headlines, half-truths and shifting narratives, Australians are waking up to a new reality – what we once trusted, we’re now questioning. And when it comes to wealth creation, that question is more relevant than ever: Who do you trust to look after your financial future?

For decades, we were told that the institutions had our backs. That your super was in good hands. That the market would take care of itself. That policies were in place to protect everyday Australians. But today, after multiple royal commissions created little real change, and with talks of governments taxing future earnings and record-high levels of taxation already baked into our system, the cracks in that promise are too obvious to ignore.

Just like we once believed fat was the enemy and sugar a great substitute, until we discovered sugar was the real culprit and that the narrative was heavily influenced by vested interests, the mainstream conversation around property, wealth and economic policy has been built on foundations that no longer hold. The evidence is clear.

Now, reality is catching up. Predictions we made years ago about undersupply, affordability collapse, and a system pushing people out are no longer fringe ideas. Permanent shanty towns are no longer predictions; they’re real.

The good news? You don’t need to accept it. You can take control.

Property vs. Shares: What Most Investors Miss

Let’s say you are fortunate to have $750,000 to invest (with lending). How do you approach your options with shares vs property? Many Australians are far more hands-on when it comes to property; they’ll research the suburb, inspect the property, and consider all the costs.

With shares or superannuation, though, it’s often a different story. People hand their money over to brokers or fund managers without asking the same level of questions. Or worse, don’t even consider their contributions to super (sometimes even as ‘real money’) and don’t take any kind of active part in its application. Many rarely know the strategy, and even more rarely understand the outcomes. The approach becomes passive, not because they trust more, but because they engage less. Essentially, this is ‘hope’ and trust in a system. It’s important to remember that hope is not a strategy and that this fails the two-rule test (Rule 1, don’t fool yourself; Rule 2, you are the easiest person to fool).

But here’s the truth: both asset classes deserve scrutiny. The smartest investors apply the same discipline and rigour to both, working with experienced professionals who are transparent, results-driven, and willing to take the time to ensure their clients understand the journey as well as the destination.

Whether it’s shares or property, success starts with understanding and ends with execution.

And here’s the reality: residential property continues to outperform over the long term when you factor in leverage, rental income, tax efficiency, and capital growth. But more than just performance, property offers something few other assets can: control.

SMSF: Turning Super into Strategy

Self-Managed Super Funds are rising fast in popularity, and for good reason. They allow you more control and more choice; such as the ability to redirect your superannuation into tangible, high-performing residential property. They allow you to take control of your retirement strategy and future.

You get to choose what you invest in, where, and how. You decide who you work with, and you access potential tax benefits and capital growth that institutional funds simply can’t match with the same transparency.

If you’ve ever thought, “There must be a better way,” SMSF might be the answer you’ve been looking for.

Because the Government Isn’t Going to Save You

We go to the polls again tomorrow, and this election has already made one thing clear: the major parties aren’t going to fix the housing crisis or reset the tax system to reward individual responsibility. If anything, they’re doubling down on policies that exacerbate the housing crisis and extract more while giving less.

With challenge also comes opportunity. So the question becomes: are you going to keep playing by their rules, or are you ready to change the game?

Taking control doesn’t mean going it alone. It means working with the right team, using the right strategies, and making decisions based on real data, not recycled narratives.

Investor Property exists to help everyday Australians do exactly that.

Let’s talk about where your future is really headed.